The 10 Best States to Retire for Firs Responders

Table of Contents

4 critical questions a cop should consider
when deciding to retire

do you have a clear vision?

When deciding to retire there are three vital questions you should have an answer to: What do I want to do? Where do I want to do it? Who do I want to do it with? if you don't have an answer, and your only motivation is to cut bait with your job, don't leave until you can answer these 3 questions.

do you have enough money?

When you retire, your investments usually takes over what essentially the HR department at your agency used to handle while you were working. a good rule of thumb would be aim for retirement savings that are 25 times larger than your expected annual withdrawal.

what is the projection of the global market?

No one can predict what the market will do, but if the economy appears poised for a nosedive, you might want to consider delaying your retirement (or not withdrawing) until things bounce back. The same to be said about if your portfolio took major losses in the years leading up to retirement. In that case it might make sense to keep working until your investments have a chance to recover.

are you on the same page with your spouse?

before retiring make certain that your spouse is on the same page as you because you may want to be done, while your spouse may want to continue working. you may want to move to florida, while your spouse may want to stay close to the grand kids. aligning your retirement plans, and expectations with your spouse is critical.

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Best Places to retire for cops

Retiring This Year? Here Are The Best Places to Live 

Retirement can be one of the most exciting times in your life. If you don’t want to stay in your current city where you patrolled for the past two decades or so, there are several places that are ideal for retired cops. Here are some of best places to live if you’re retiring in 2020. These cities and states are in no particular order, all of them are first responder friendly states.

Fort Myers, Florida 

There are a little over 700,000 people living in Fort Myers and the 60+ crowd makes up about 34% of the population. The average monthly rent is around $1,000 and a mortgage will cost you around $1400 a month. If you need major medical attention or constant healthcare, you’ll likely visit Less Memorial Hospital.

Fort Myers is popular among retirees and gets high marks for happiness and desirability, according to Gallup and U.S. News. This is largely because retirees are able to maintain their standard of living while enjoy sandy beaches and golf courses. You’ll pay about $200,000 for a home in the city and it’s particularly easy to find a house with a lake view if you enjoy boating and fishing. 

Sarasota, Florida

There are over 760,000 people living in Sarasota, and 38% of them are 60 and above, so you’ll be in good company. The average cost of the mortgage is a little over $1400 and you’ll spend just over $1,000 on average if you decide to rent. Sarasota Memorial Hospital is the premier medical facility in the area.

Sarasota is home to beautiful beaches and attractions like Siesta Key and Lido Key, which is particularly appealing to retirees. According to a Gallup poll, Sarasota residents have a great sense of wellbeing and a supportive community. Since you don’t have to worry about income taxes when you live in Florida, you can take advantage of the financial benefits if you decide to work part time in Sarasota after retirement.

Grand Rapids, Michigan

There are a little over a million people living in Grand Rapids and about 19% of them are retirement age. You’ll spend about $1200 a month on your mortgage and an average of $826 in rent. The main hospital in the city is Spectrum Health with Butterworth and Blodgett Campuses.

If you’re a particularly creative person, you’ll enjoy the budding artistic community in Grand Rapids. There are several art museums in the area and you may also want to attend the ArtPrize Awards, an event that attracts creatives from all over the world. The average home price in Grand Rapids is affordable as well, at $153,800.

Dallas-Fort Worth, Texas 

There are 7,104,415 people living in this area and about 15% are over the age of 60. The average cost of the mortgage is $1,620 and you’ll pay about $1,022 in rent. UT Southwestern Medical Center is the premier hospital in the area so you’ll get quality medical care as a Dallas-Fort Worth resident.

Many people come to the area for job opportunities – in fact, Forth Worth gained over 19,000 people in the last year.  The city is also appealing because the cost of living is affordable. Among retirement age people, the average home price is $165,200.

The state of Texas doesn’t have an income tax, but keep in mind that you will have to pay property taxes when you purchase a home. If you’re a sports fan, you’ll have plenty of chances to enjoy games in the city, whether you’re rooting for the Rangers, Stars, Mavericks or Cowboys. 

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Nashville, Tennessee

Nashville is home to nearly 2 million people and 18% of the people there are 60 years of age and over. You’ll pay almost $1400 for mortgage and about $950 for rent. The premier healthcare center in Nashville is the Vanderbilt University Medical Center. Nashville is best known for country music, but you can find all types of music in the city as well.

If you’re a country music fan, you can visit attractions like the Grand Ole Opry or visit the Country Music Hall of Fame and Museum. Nashville is a college town and attracts students who want to attend Vanderbilt University or Tennessee State University.

You can also attend lots of sporting events in the city as well, whether you want to cheer for the Predators, the Titans, or both. Tennessee doesn’t tax your earned income, but your interest and dividends will be taxed, so keep this in mind when purchasing a home. 

Winston-Salem, North Carolina

Winston-Salem is home to just over 650,000 people and 22% of the people living there are older than 60. You’ll pay a little over $1,100 in mortgage and your rent will be about $732. If you need medical care, you’ll likely visit the Wake Forest Baptist Medical Center to get the care you need.

Winston-Salem is a relaxing town and features attractions like Yadkin Valley, where you can grow the grapes for your own wine and purchase wine to enjoy with friends at affordable prices. The city was once a hub for the tobacco industry, but is now home to large corporations like Hanesbrands, Krispy Kreme Doughnuts and BB&T Corporation.

The affordable home prices are appealing to retirees and living in the city will allow you a satisfactory quality of life once you’re no longer working. 

Jacksonville, Florida

Jacksonville is home to around 1,447,884 and 21% of the people there are retirement age. You’ll pay about $1400 in mortgage and the rent is just over $1000 on average. When you need medical assistance, you’ll likely go to the city’s Mayo Clinic location. The city is one of the fastest growing city in the United States and more than 12,000 people have moved there throughout the last year. If you’re not a fan of cold weather, you’ll love the mild winters in Jacksonville. The warm air also makes going to the city’s various golf courses more enjoyable. If you’re looking to buy a home, you should prepare to pay about $172,500.

Port St. Lucie, Florida 

This quaint Florida town has a little over 450,000 residents and 32% of the residents are over the age of 60.  Port St. Lucie is on the Atlantic coast of Florida and offers an affordable cost of living. The city also scored well on the happiness scale. This is largely because of the lack of stress that residents feel because they don’t have to worry so much about the cost of living. 

If you love living near beaches and enjoy getting out in nature, you can visit attractions like Savannas Preserve State Park and the variety of boardwalk trails in Hillmoor Lake Park. If you’re a baseball fan, you can also visit the New York Mets spring training that takes place at First Data Field. 

Asheville, North Carolina

There are about 445,625 people living in Asheville and 28% who live there are age 60 or older. You’ll pay around $1200 for your mortgage and rent will be just under $850. If you’re up for outdoor adventures, you can visit Great Smoky Mountains National Park or take a walk near the Pisgah or Nantahala National Forests. Or, you can drive through Blue Ridge Parkway to take in the natural scenery.

Asheville is known for affordable living and beautiful sites. If you enjoy the work of musicians, artists and writers and want to contribute to the creative community, Asheville could be the place for you. There are also several craft breweries in the area and restaurants that feature locally-grown fare. 

Lancaster, Pennsylvania

Lancaser has a little over 500,000 people and 23% of the residents are retirement age. You’ll spend almost $1500 a month on the mortgage if you want to buy a home. If you decide to rent, you’ll pay an average of $957 per month. The main hospital in the city is Penn Medicine Lancaster General Hospital.

Lancaster used to be the capital of Pennsylvania and is situated between Harrisburg and Philadelphia. If you become a Lancaster resident, Gallup polls indicate that you’ll likely enjoy the city and feel safe there. The city of Lancaster is surrounded by Amish land that is used for farming, so it’s easy to find baked goods, crafts and fresh produce. Lancaster also has a budding foodie scene, which is great if you love visiting restaurants and trying dishes from various parts of the world. 

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About Me

Speaking Events Best Fit:

  • LEO Academy Graduations
  • Any Public Safety Events
  • Men’s Groups
  • Church Conferences
  • Military Veteran Events
  • At Risk Youth Programs
  • Business Growth Events
  • Recruitment Conferences
  • AI Implementation Strategy
  • Online Marketing Events

With an unparalleled charisma and a captivating stage presence, EL Forestal, the founder and creator of  Hero Helper AI,  has the ability to captivate audiences and leave a lasting impact. Drawing upon his immigrant upbringing, law enforcement background and expertise in AI automation, strategic recruiting growth & business development, EL Forestal delivers powerful messages that resonate with both personal and professional aspirations. 

During his keynote address, EL Forestal will delve into the depths of motivation, sharing valuable insights and practical strategies to unlock hidden potential and drive success. He will inspire attendees to break through barriers, overcome challenges, and reach new heights in their lives.

EL’s unique perspective and experience make him the perfect keynote speaker for your event. With over 20 years of experience in law enforcement, EL has seen it all. He has a deep understanding of the challenges law enforcement professionals face daily and knows how to motivate and inspire them to overcome those obstacles.

Whether you are a law enforcement professional seeking to excel in talent acquisition or a leader looking to inspire your team, EL Forestal’s keynote speech is a must-attend event. Prepare to be energized, motivated, and empowered as EL Forestal imparts his wisdom and passion to ignite the fire within.

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